Crescit integrates sustainability into its investment process through strict inclusion and exclusion criteria. The company refrains from investing in controversial industries and in countries on the UN sanctions list, and uses recognized indices to assess corruption and political and human rights in potential investment countries. Crescit has signed the UN Principles for Responsible Investment (UN PRI) and strives for transparency about sustainability work and the sustainability risks associated with the management and the funds. Sustainability work differs between Crescit's products - read the product-specific information for each fund.
Crescit Hedge
Crescit Protect
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The EU has set requirements for sustainability information through Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial services sector (the ”Disclosure Regulation” or ”SFDR”).
In short, the requirements mean that financial market players must provide clear information about how sustainability risks are integrated into their operations, whether they consider negative consequences for sustainability factors, and provide sustainability-related information for their financial products.
Crescit strives for increased transparency about the sustainability work and the sustainability risks associated with our management and our funds. As part of fulfilling the information requirements of the Disclosure Regulation, you will find relevant policies from Crescit's internal regulations on this page.
Crescit integrates sustainability risks into investment decisions. A sustainability risk is an environmental, social or governance event or circumstance that, if it occurs, could have an actual or potential negative impact on the value of an investment. Crescit considers sustainability risks through its inclusion and exclusion criteria (corruption, political and human rights, and UN sanctions) and through its risk management. How sustainability risks are integrated is described in more detail in Crescit’s sustainability policy.
Crescit Asset Management AB (”Crescit”) does not formally consider the main negative impacts of investment decisions on sustainability factors at the company level according to the indicators specified in the SFDR Technical Standards (RTS). Crescit is not subject to the requirement to publish a PAI statement under Article 4.3 of the SFDR as the company has fewer than 500 employees, and therefore applies the possibility of a reasoned waiver under Article 4.1 b of the SFDR.
Crescit's exclusion criteria aim to limit exposure to certain negative sustainability-related impacts at the country and company level, including corruption, political and human rights, and countries subject to UN sanctions. The criteria are described in Crescit's sustainability policy.
This position applies at the company level. At the product level, none of Crescit's funds consider major negative consequences for sustainability factors in their investment decisions. This is evident from the respective fund's pre-sale information.
Crescit Protect continues to promote environmental and social characteristics under Article 8 through its exclusion criteria. The position only concerns the question of whether the fund formally considers main negative impacts under Article 7 — the characteristics and exclusion criteria are unchanged.
For the financial year 2025, Crescit Protect reported selected indicators for main negative impacts. This report is available in the fund's periodic sustainability disclosures (Appendix IV), which are published together with the fund's annual report for 2025.
Review
Crescit reviews this position at least once a year and intends to consider major adverse consequences to a greater extent when the conditions, in particular the availability of data for the company's management strategy, are deemed appropriate. The statement is published annually, no later than 30 June for the previous calendar year.
Last updated: 2026-07-14. Decided by the board of Crescit Asset Management AB.
Crescit Asset Management's remuneration policy is consistent with the integration of sustainability risks into management. The variable remuneration is designed so that it does not encourage risk-taking that is inconsistent with the funds' sustainability risk profile or with the company's responsible investment principles. The remuneration policy is established by the board of directors and reviewed annually.
The fund considers sustainability risks in its management in accordance with Crescit's sustainability policy, but does not promote specific environmental or social characteristics in accordance with Article 8 and does not consider major negative impacts on sustainability factors. Product-specific information is provided in the fund's pre-sale information.
Summary. Crescit Protect promotes environmental and social characteristics but does not aim for sustainable investment and does not make sustainable investments. The fund takes equity exposure via derivatives on global equity indices and places liquidity in government bonds from OECD countries. The promoted characteristics – respect for human and political rights, combating corruption and compliance with international sanctions – are achieved by selecting the issuing countries of the government bonds based on Transparency International’s Corruption Perceptions Index, Freedom House and the UN sanctions list. As of 31 December 2025, government bonds, the screened universe, constituted approximately 68 percent of the portfolio; equity index exposure and liquidity constituted approximately 32 percent and are not screened at the country level. The criteria are checked before each investment decision and the indices are updated according to the publication cycle of the respective source. The data sources are public and country-based, which means that the fund does not measure sustainability at the company level and does not use any external ESG data provider. The fund does not invest in individual companies and therefore does not exercise any active ownership. The fund does not consider major negative impacts on sustainability factors in its investment decisions; for the financial year 2025, selected indicators were reported in the fund's periodic sustainability disclosures. No index has been selected as a benchmark.
No goals for sustainable investment. The fund promotes environmental and social characteristics but does not make sustainable investments in the sense of the SFDR. The principle of doing no significant harm (DNSH) is therefore not applicable.
Environmental or social characteristics. The fund promotes respect for human and political rights, the fight against corruption and compliance with international sanctions. These characteristics are achieved through country exclusion in the investment universe for government bonds.
Investment strategy. Exposure is taken through derivatives on global equity indices that are continuously protected against major falls, and the investment of liquid funds in government bonds (limited to OECD countries). The binding elements are: corruption index (Transparency International – top 30 % is selected, bottom 50 % is excluded), political and human rights (Freedom House – ”Not free” is excluded) and UN sanctions (Article 41 UN Charter). The fund does not consider major negative consequences for sustainability factors. The assessment of good governance is made at the state level using the same criteria.
Share of investments. The characteristics are achieved through country exclusion applied to the issuing countries of the government bonds. As of December 31, 2025, government bonds (the screened universe) comprised approximately 68 % of the portfolio and equity index exposure and liquidity approximately 32 %. The equity index exposure is the fund's return driver and is not screened at country level.
Monitoring of environmental or social characteristics. The investment universe for government bonds is limited by the exclusion criteria and is checked before each investment decision. Compliance is followed up by the risk function and reported to the board. The indices are updated according to the publication cycle of the respective source.
Methods. The sustainability indicator is the proportion of the government bond portfolio that meets all three criteria (corruption index, political and human rights, UN sanctions). The target is 100 %. A country that falls below the threshold or is added to the sanctions list leaves the investment universe at the next check.
Data sources and processing. Transparency International (Corruption Perceptions Index), Freedom House (Freedom in the World) and the UN Sanctions List. The sources are public, updated annually and continuously, respectively, and are loaded into the fund's screening tool. No estimated data is used. As the criteria are country-based, no paid ESG data provider is required.
Limitations in methods and data. The criteria are country-based and apply only to the issuing countries of the sovereign bonds; equity index exposure is not screened at the country or company level. The indices are published with a lag – the corruption index and the Freedom House rating refer to the previous year. The limitations do not affect how the characteristics are achieved, as the binding criteria are fully applied to the universe they cover.
Due diligence. Before each investment in government bonds, the issuing country is checked against all three criteria. The check is documented and reviewed by the risk function.
Commitment. The fund does not invest in individual companies and therefore does not exercise active ownership or dialogue at the company level. Responsible action is achieved through country exclusion and through Crescit's commitments as a signatory to the UN PRI.
Reference value. No index has been chosen as a reference value to achieve the promoted characteristics.
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